GTB transfer code and how to activate it

Are you a customer of Guaranteed Trust Bank (GTB)? In this post, we will show you the USSD code of GTB for transfer money from your account to GTB account or other bank like Access bank or Heritage bank, check your account balance, how to use it to increase your transfer limit and lots more.

GTB is one of the commercial banks in Nigeria that has an official USSD code to enable its customers perform some basic banking transaction themselves such as fund transfer, deactivate mobile banking services on their SIM card when they have lost their phone, etc. anytime and everywhere without going to the branch.

If you are curious to know how to activate GTB USSD code in order to be able to do anything yourself using mobile phone at the comfort of your home, then continue reading.


The official GTB USSD code is 737. With it, you can perform anything by just simply putting *s and #s and between of it, for example, to check your GTB account balance, the code for it is *737*6*1#.

The GTB USSD code for all countries where it operates are:

  • GTB Ghana | *878#
  • GTB Nigeria | *737#
  • ” ” Kenya | *878#
  • ” ” Cote D’Ivoire| *878#
  • ” ” Gambia | *878#
  • ” ” Liberia | *737#
  • ” ” Rwanda | *878#
  • ” ” Tanzania | *737#
  • ” ” Uganda | *878#
  • ” ” Sierra Leone | *737#

Now, let’s start explaining GTB transfer code and how to use it to transfer any amount of money to any bank of your choice in Nigeria.

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How to send money from GTB to GTB

To perform fund a transfer from your GTB bank to another GTB account, simply dial the USSD short code: *737*1* followed by the amount want to transfer and then the account number. For example, to transfer 10, 000 Naira from your GTB account to other GTB account which has an account number: 2248659210, just dial *737*1*10000*2248659210#.

Please note that you will only need to use the last four digits of your GTB Naira MasterCard’s card number to authenticate the transaction.

How to transfer money from GTB to other bank(s)

If you are a customer of GTB and one of your SIM card is linked with your account receiving an alert, then you can transfer money from your account to other bank(s) in Nigeria anytime. To do that, just simply dial *737*2*Amount*Account Number#.

For example, *737*2*5000*2148650923# is the code to dial to transfer 5, 000 Naira to any bank from GTB account when its account number is 2148650923.

  • Dial *737*2*Amount*Account Number#
  • You will be requested to select recipient’s bank, then select it
  • Enter last four digits of your GTBank Naira MasterCard to authenticate the transaction.
  • Now, wait for the transaction to be completed to receive a debit alert.

Please note that every fund transfer transaction, be it to GTB or other bank account must be done using the SIM card which is linked with your GTB account as an alert number.

How to activate GTB transfer code

Before you can be able to transfer money on your GTB using USSD code, you have to first activate its feature on your SIM card using any type of mobile phone.

To activate GTB transfer code feature on your SIM card in Nigeria, dial *737#, enter your account number, enter the first six digit and the last four digit number of your ATM card number and follow the prompt.

After you have successfully activated GTB transfer code on your mobile phone and alert SIM card, to be able to transfer money or check your account balance, you will then have create your secret/transaction PIN. To do that, please follow the steps below:

  • Dial *737*5#
  • Enter the last 6 digits of your Debit Card
  • Then enter your 4-digit secret/transaction PIN. Please note that that PIN is the one you will use to authenticate any transaction you will be doing with your GTB account, hence, enter it wisely.

If you know that this article has helped you know GTB USSD transfer code and how to activate it, how you can use to transfer money from GTB to GTB and from GTB to other bank, then please subscribe to our newsletter and remember to share it with your friends.

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Abdulrazaq Yahaya

Hi. Welcome to Fastknowers. On this blog, I share articles on how to develop your personal and career life. If you did like this article, please share it with others.

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